Meet Kyle Bradley’s Mortgage Vlog
Get all the best info on financing insights from Tulsa, OK, right here or on the YouTube Channel.
Understanding FHA Minimum Property Standards
The Importance of FHA Minimum Property Standards When it comes to FHA loans, it's not just the borrower who needs to qualify—the property must also meet certain standards. These guidelines, known as FHA Minimum Property Standards (MPS), are established to ensure that...
What is PITI?
What is PITI? PITI stands for Principal, Interest, Taxes, and Insurance. These four components make up the total monthly cost of your mortgage. Understanding PITI is crucial for anyone looking to purchase a home, especially in the competitive real estate market of...
GREAT NEWS! Conventional Loan Limit INCREASE
What the Increase in Conventional Loan Limits Means for You Exciting news for homebuyers and homeowners in Tulsa, OK! The limits for conventional loans have recently increased, unlocking more opportunities for you to finance the home of your dreams. But what does this...
Credit Tips to Avoid Missing a Credit Card Payment
Introduction: The Importance of Timely Payments Missing a credit card payment can significantly impact your credit score, thereby affecting your ability to secure a mortgage or other loans. This is particularly important if you're eyeing the thriving housing market in...
So You Want the Competitive Advantage?
The Competitive Edge in the Mortgage Market The real estate industry, particularly in vibrant markets like Tulsa, OK, is highly competitive. If you're looking to purchase or refinance a home, you'll need a competitive edge to secure the best terms and rates. In this...
How to Get Rid of PMI
What is PMI and Why Does It Matter? Private Mortgage Insurance (PMI) is a form of financial protection for lenders in the event that a borrower defaults on a mortgage. While PMI benefits lenders, it can be a burden for borrowers, adding to the monthly mortgage cost....
Super Conforming Loans VS Jumbo Loans
Introduction When you're in the market for a high-priced or luxury home in Tulsa, OK, super conforming and jumbo loans often come into play. But what exactly are these types of loans, and how do they differ? In this comprehensive guide, we'll explore the key...
What is Escrow?
What is Escrow? A Definition Escrow refers to a legal arrangement where a neutral third party holds funds, documents, or assets until specific conditions are met. In the context of mortgages and real estate transactions in Tulsa, OK, escrow accounts are commonly used...
How do Mortgage Rates Work
Introduction to Mortgage Rates Understanding mortgage rates is crucial when planning to purchase a home, especially in markets like Tulsa, OK, where housing dynamics can vary greatly. Mortgage rates impact your monthly payments and the total cost of your loan. Let's...
What are the Closing Costs for Buying a Home
Understanding Closing Costs Closing costs are the fees and expenses you'll pay when finalizing your home purchase, separate from your down payment. These costs vary but typically range from 2-5% of the property's purchase price. In Tulsa, OK, understanding these costs...
VA Home Loans Offer 100% Financing
What are VA Home Loans? Veterans Affairs (VA) Home Loans are specialized mortgage loans backed by the Department of Veterans Affairs. They offer 100% financing, allowing eligible veterans and active-duty service members in Tulsa, OK, and across the nation to purchase...
5 Things You Should do Before You Buy a Home
Introduction Buying a home is one of the most significant financial decisions you’ll make in your lifetime. The Tulsa, OK real estate market offers diverse options, but before diving in, there are essential steps you should consider. Proper preparation can save you...
How to Buy a Second Home with Equity
Introduction to Buying a Second Home with Equity Leveraging the equity in your primary residence to buy a second home has become an increasingly popular option, especially in the booming real estate market of Tulsa, OK. But how exactly can you tap into this equity?...
How to Get a Loan When You Are Self-Employed
Navigating Mortgage Loans as a Self-Employed Individual Being self-employed comes with its unique set of challenges and rewards, especially when it comes to securing a mortgage loan. While traditional employment makes it fairly straightforward to prove income and...
Every Market Has a Season
Introduction Understanding the seasonality of the housing market can be a crucial advantage for both buyers and sellers. In Tulsa, OK, like many other places, the real estate market has its own unique ebb and flow. Recognizing these seasonal trends can significantly...
Kyle Bradley | NMLS #488324
(918) 855-0494
[email protected]
With over two decades of mortgage lending experience, I specialize in a broad spectrum of loan programs. My team and I are committed to understanding your mortgage loan goals and crafting a personalized game plan to achieve them, ensuring your comfort throughout the loan process.
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