Kyle Bradley’s Mortgage Vlog – Insights from Tulsa, OK
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Got Your Tax Return? Use it as a Down Payment!
Using Your Tax Return as a Down Payment: An Opportunity You Shouldn't Miss Receiving a tax return can feel like a financial windfall, and for many people in Tulsa, OK, it's an excellent opportunity to get closer to homeownership. Using your tax return as a down...
How to Afford a 15 Year Mortgage
Why a 15-Year Mortgage? A 15-year mortgage is a home loan designed to be paid off in 15 years, rather than the typical 30-year term. This can lead to significant interest savings over time but also demands higher monthly payments. Especially in the Tulsa, OK housing...
Should You Get a Co Signer
The Role of a Co-Signer in Mortgages In today's competitive real estate market in Tulsa, OK, many potential homeowners face challenges in obtaining a mortgage due to various factors like low credit scores or unstable income. This is where a co-signer can play a...
Going From Renting to Owning a Home
Introduction The transition from renting to owning a home is a significant milestone that offers both challenges and opportunities. For many people in Tulsa, OK, this transition can be a daunting task. However, with proper preparation and guidance, you can make the...
What You Need to Know About Mortgage Lenders
The Importance of Understanding Mortgage Lenders Choosing a mortgage lender is one of the most crucial steps in the homebuying process. Whether you're a first-time homebuyer or looking to refinance in Tulsa, OK, understanding the role and services offered by mortgage...
FHFA Pricing Matrix Changes
What are FHFA Pricing Matrix Changes? The Federal Housing Finance Agency (FHFA) periodically adjusts its pricing matrix, which impacts the cost of acquiring a mortgage backed by Fannie Mae and Freddie Mac. These changes can affect borrowers in a myriad of ways,...
Mortgage Rates and The Inverted Yield Curve
Introduction to Mortgage Rates and The Inverted Yield Curve Mortgage rates can be influenced by a variety of factors, one of which is the yield curve. An inverted yield curve occurs when short-term interest rates surpass long-term rates, often signaling an impending...
Fire Your Landlord in 2023
Why It’s Time to Say Goodbye to Renting Are you tired of seeing your hard-earned money go towards someone else's mortgage every month? 2023 could be the year you fire your landlord and invest in your own property. This guide will walk you through the reasons why...
Are You a Renter?? Here’s How You Can Buy a Home
Transitioning from Renting to Homeownership Making the leap from being a renter to a homeowner is a significant financial and emotional decision. In Tulsa, OK, where the real estate market has its own set of challenges and opportunities, knowing the right steps can...
The Dos and Don’ts of Getting a Mortgage
Introduction Securing a mortgage is one of the most significant financial decisions you'll make. While the process can be exhilarating, it's also fraught with pitfalls that can have long-lasting implications. Whether you're in Tulsa, OK, or elsewhere, understanding...
How Escrow Protects You
What is Escrow? Escrow is a legal arrangement in which a neutral third party holds funds or assets until specific conditions are met. In the context of real estate transactions in Tulsa, OK, an escrow account is used to protect the interests of both the buyer and the...
YES! You Can Use Gift Money as a Down Payment!
The Role of Gift Money in Home Financing One of the most common barriers to homeownership, especially for first-time buyers in Tulsa, OK, is the down payment. However, many potential homeowners are unaware that they can use gift money towards their down payment. If...
Top Things You Should Do Before Buying a House
Introductory Overview Before diving into the real estate market of Tulsa, OK, it's crucial to prepare adequately for the home-buying journey. This guide aims to walk you through the essential steps you should take before making this significant financial commitment....
Closing Documentation Tips
Introduction to Closing Documentation Closing on a home is one of the most significant financial steps you'll take in your lifetime, and it involves a plethora of paperwork. In the booming real estate market of Tulsa, OK, understanding the intricacies of closing...
Why You Should Buy a Home in Today’s Market
An Ideal Time to Buy a Home The housing market is a constantly evolving entity, influenced by economic factors, interest rates, and consumer sentiment. As of now, various indicators suggest that today's market conditions offer some unique advantages for potential...
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About Kyle Bradley | NMLS #488324
Kyle Bradley Mortgage
7633 E 63rd Pl #300 Tulsa, OK 74133
(918) 855-0494
[email protected]
With over two decades of mortgage lending experience, I specialize in a broad spectrum of loan programs. My team and I are committed to understanding your mortgage loan goals and crafting a personalized game plan to achieve them, ensuring your comfort throughout the loan process.